Ready-to-move-in Vs Under-construction Property, the best option for you

ready-to-move- in-vs-under-construction

A question which generally bothers everyone who is moving ahead to buy home is:

Which property to buy before investing the whole savings of your life in the form of EMI?

 So, confused in whether to go for the ready-to-move-in property or the one which is Under-construction?? 


If so, then it is here suggested not to get panic and instead go for FairPockets as we completely understands the value of your whole life savings and thus are here for you to bring you all the pros and cons associated with both the types of properties i.e., ready-to-move-in and under construction.

   Propertyready vs under construction

Let’s make things clear about under construction properties first.

Under-Construction Property




About under-construction properties, it would obviously not be wrong to say that they always attracts the home buyers because of their criteria of calling for lesser payments than the ready-to-move-in ones in the actual market.

However investing in an under-construction property is a risky affair as it might bring tension and problems to the buyers as they can face delay in possession and if the project is stuck due to some issue it can stretch long battles.

Note: Buyers should not hesitate in spending getting an independent legal report of the project.

Now, let’s evaluate the pros and cons of under-construction property:-



  • Buying an under-construction home is far cheaper in comparison to the one which is already-to-move-in constructed. In fact cost differences always hold a significant place in property making.
  • Then comes the turn of payments. Payments are done in installments as the work progresses. Hence, when it comes about the under-construction home, the initial installment paid is low.
  • It creates a win-win situation that is beneficial for both the buyers and sellers as the seller’s gets a ready-to-move-in set of customers while construction or even at time of laying customers and the buyers gets cost benefits.
  • One can get higher returns on going for an under-construction property as the price paid is less.


  • We can never know the twists in time so when it comes to property buying market outlook should be considered as it can change over time.
  • In buying under-construction property there exist more risks. There are many cases where builders become unable to complete the property, resulting in buyers losing their money. There are certain reasons liable behind this such as cash crunch, high interest rates or even high cost of raw materials.

Ready-to-move-in Property




Now coming to properties which are ready-to-move-in for possession.  Now a day’s buyers prefer to buy such properties as it saves time and you can move immediately.

Pros & Cons of Ready-to-move-in Property



  • In buying such properties, buyers do not have to wait to move to their new assets. All they have to do is make payment, sign necessary documents and get their luggage ready-to-move-in to shift.
  • The most important benefit one gets in such properties is what one see is the same what one gets ready-to-move-in property to visualize and can even get feedbacks from people staying there.


  • Biggest negative is that no one can predict how the property is in terms of materials used, foundation strengths.
  • Now next comes the turn of expense which matters to the maximum. The price of ready-to-move-in-to-move homes are about 25 percent or more high than that of the under construction property.
  • The third important thing is payment terms, you will have to shell out everything upfront which makes it harder for a buyer.


FairPockets can help you get thorough detail on any of your investments.  But at the end of the day buyers are suggested to do detailed research before purchasing any asset, since the money is yours and so you should be of course fully aware of all the aspects. Always check the details of the builder regarding its past projects and even the coming ones.

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